Underwriter

Enter job description
Qualifications/
Experience:

Extensive mortgage underwriting experience which includes but not limited to:

Experience with income analysis with includes exposure to reviewing Self employment, Corporate, and Partnerships tax returns.
Advanced asset analysis and experience working with all types, and experience with layering risk and evaluation.
Thorough understanding of underwriting policies and procedures, including investor guidelines and regulatory updates.
Prior experience underwriting/signing authority of $475k or higher.
Ability to handle confidential material in a professional, highly ethical manner.
Time management and organization skills to effectively prioritize multiple objectives and achieve volume goals.
Experience in talking with the borrower about loan decisions.

Minimum Qualifications

4+ years underwriting experience.
Intermediate PC and keyboarding skills, including experience with Windows operating systems.
Excellent verbal and written communication skills and possess a high degree of attention to detail.
Strong interpersonal skills to build and maintain professional relationships with clients, customers, and co-workers.
Must be able to work in a production/flexible environment.
Work overtime as needed.

Preferred Skills
Strong FHA/VA Underwriting Experience DE/CHUMS and /or LAPP
Conventional Underwriting experience
Appraisal review background
Knowledge of WBR (Wealth, Brokerage, and Retirement) policy
Experience handling decisions and escalations within Mountain West Financial.

This position requires compliance with all mortgage regulatory requirements and Mountain West Financial's compliance policies related to these requirements including acceptable background check investigation results. Successful candidates must also meet ongoing regulatory requirements including additional screening and required reporting of certain incidents.


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