Loan Consultant - Irvine, CA

Job Title: Loan Consultant - Irvine, CA
Requisition Number: 5017
State: CA
City: Orange County
Caliber Home Loans, Inc. is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, correspondent and emerging banker lending, and a consumer-direct centralized operation specializing in a variety of loan programs for purchase and refinance such as conforming, jumbo, and government products. Caliber also offers innovative servicing solutions for both conforming and non-conforming loans. Caliber is led by a veteran senior management team that consists of mortgage banking professionals with a history of building successful national mortgage operations. Caliber is owned by Lone Star Funds, a global private equity fund.
The Loan Consultant is responsible for structuring the loan application and loan terms, making certain the loan program and pricing structure meets the goals of the client as well as Caliber. The Loan Consultant is responsible for maintaining loan production at or above minimum loan volume and quality targets.
Inputs all borrower information into the 1003 (LOS)
Reviews and understands AUS findings in detail and ensures that supporting borrower documentation (i.e. income, assets, liabilities and credit) match the information provided on the 1003
Provides guidance to borrowers on loan processing flow including an introduction to assigned loan processor
Works with dedicated Loan Processor to ensure optimum customer service and loan quality; collaborates with Loan Processor on follow-up of conditions and loan status communication to customer and referral partner
Ensures federal and state required compliance documentation is signed at time of application or has been mailed to the client for signature within 3 days of application interview
Locks loan in H2O, ensuring lock meets offered rate and covers estimated closing date
Manages locks requiring corrective steps such as extensions or re-locks
Communicates to borrowers and/or their agents regarding loan approval, suspense or denial
Mortgage loan production at/above required volumes
Presentation of Caliber Value Proposition to potential business sources
Solicitation of new mortgage loan opportunities within existing and potential customer base
Marketing activities to promote the Caliber brand; support and reinforce those actions and behaviors that enhance the brand
4 year degree or equivalent experience
2+ years mortgage company experience as a Loan Consultant
Experience working at a company with centralized operations and paperless technology
Must be in the top 1/3 of producers in their current market area
Minimum of twenty loyal and producing Business Partners
Caliber Home Loans, Inc. is focused on being the best mortgage company in the United States and winning through talent. Caliber is committed to diversity and is an Equal Employment Opportunity employer. Visit us at to learn more. 28cda89be8674968b3d0e9b3afa5fe88

Don't Be Fooled

The fraudster will send a check to the victim who has accepted a job. The check can be for multiple reasons such as signing bonus, supplies, etc. The victim will be instructed to deposit the check and use the money for any of these reasons and then instructed to send the remaining funds to the fraudster. The check will bounce and the victim is left responsible.

More Jobs

Loan Consultant - Riverside, CA
Riverside, CA Caliber Home Loans
Health and Group Benefits Senior Consultant in...
Irvine, CA Willis Towers Watson
Loan Partner II-Irvine, CA
Irvine, CA Waterstone Mortgage
Senior Consultant - Processing Operations, Leg...
Irvine, CA Navigant
Banc Home Loans - Reverse Mortgage Inside Loan...
Irvine, CA Banc of California